Connexion client

Capital Solutions

Capital & Growth Solutions

A guided way to tell us what you are funding, how much you are seeking, and which structures you are considering. We review every enquiry, and we are clear about what we can and cannot say at this stage.

How this works

Work through four short steps. Nothing is sent to our team until you review a summary and select “Submit Funding Request”. You can change any answer before that point.

  • Tell us what you are seeking funding for
  • Indicate which funding structure you are considering, or select “Not Sure”
  • Provide contact details and describe the purpose of the funding
  • Review a summary and submit it explicitly

What happens after you submit

Your enquiry is recorded with a reference number and routed to our capital solutions team for review. We email you an acknowledgement of receipt, and we contact you if we need more detail or wish to discuss next steps.

  • Receipt is not approval and is not an offer of finance
  • Any engagement would follow review, eligibility checks, and due diligence
  • Terms, if any, would be set out in a separate written agreement

Funding structures

How each structure generally works

These summaries are general information, not advice or a recommendation. The structure that suits a given situation depends on stage, cash flow, ownership, jurisdiction, and objectives.

Equity

You issue shares in your company to an investor in exchange for capital. The investor becomes a part-owner and shares in future value, profits, or sale proceeds. There is no obligation to repay the money, but your ownership is permanently reduced.

Typical considerations

  • Your existing ownership is diluted
  • Investors may expect board representation or information rights
  • Value is usually realised on a sale, listing, or dividend

Venture Capital

Venture capital is equity investment from a professionally managed fund, usually provided in defined rounds as a company hits milestones. Venture investors generally look for large addressable markets, rapid growth, and a clear route to an eventual sale or listing.

Typical considerations

  • Typically requires a scalable business model and growth evidence
  • Involves formal due diligence and negotiated shareholder terms
  • Often includes governance rights and staged funding milestones

Angel Investment

Angel investors are individuals who invest their own money, generally at an earlier stage and in smaller amounts than a venture fund. Alongside capital, many angels contribute industry experience, introductions, and hands-on support.

Typical considerations

  • Smaller cheque sizes than institutional rounds
  • Terms are often simpler but vary considerably between investors
  • Investor experience and network can matter as much as the capital

Debt Financing

You borrow a sum of money and repay it over an agreed period, with interest. Ownership is not diluted, but repayments are a contractual obligation regardless of how the business performs. Lenders may require security, guarantees, or covenants.

Typical considerations

  • No dilution of ownership
  • Repayments are due whether or not the business is profitable
  • Security, personal guarantees, or financial covenants may be required

Convertible Note

A convertible note starts as a loan and is designed to convert into shares at a later event, usually the next priced funding round. It lets you raise capital without agreeing a valuation immediately, and typically carries interest plus a discount or valuation cap on conversion.

Typical considerations

  • Defers the valuation discussion to a later round
  • Converts into equity, so dilution still occurs eventually
  • If no qualifying round occurs, repayment terms may apply

SAFE

A SAFE (Simple Agreement for Future Equity) gives an investor the right to receive shares at a future financing round. Unlike a convertible note, it is not debt: there is normally no interest and no maturity date. SAFEs are quick to document but the eventual dilution depends on the terms agreed now.

Typical considerations

  • No interest and no repayment date
  • Dilution is determined by the cap or discount agreed upfront
  • Availability and enforceability vary by jurisdiction

Revenue-Based Financing

You receive capital upfront and repay it as an agreed percentage of monthly revenue until a fixed total is reached. Repayments flex with trading performance, which can suit businesses with predictable recurring income. Ownership is not diluted.

Typical considerations

  • Requires established, reasonably predictable revenue
  • Repayments rise and fall with turnover
  • Total repayable is normally a fixed multiple of the amount advanced

Joint Venture

Two or more parties combine capital, assets, or expertise in a shared undertaking and agree how control, costs, risks, and returns are divided. A joint venture may be a separate entity or a contractual arrangement.

Typical considerations

  • Governance and decision rights must be agreed in detail
  • Contributions may be capital, assets, licences, or expertise
  • Exit and deadlock provisions are important from the outset

Project Finance

Capital is raised for a defined project and repaid primarily from the cash the project itself generates, with project assets as security. It is commonly used for infrastructure, energy, and large property developments, and normally requires detailed feasibility and contractual support.

Typical considerations

  • Assessment focuses on project cash flows rather than group balance sheet
  • Detailed feasibility studies and permits are usually required
  • Funding is often released in stages against construction milestones

Funding request

Start a funding request

Four short steps. Your request is only sent when you select “Submit Funding Request” on the final review step.

  1. 1What you are funding
  2. 2Funding structure
  3. 3Your details
  4. 4Review and submit

What are you seeking funding for?

Choose the option that best describes your situation. You can add detail later.

Opus Introductions

If you wish to introduce a business for Opus review rather than submit a funding enquiry yourself, use Opus Introductions. Business introductions require a signed-in client account.

Important information

Submitting this form is an enquiry only. It is not an application for credit, an offer of finance, or a commitment by Opus Investment Management to provide, arrange, or introduce capital. Nothing on this page constitutes investment, legal, tax, or financial advice. Any engagement would be subject to review, eligibility, due diligence, compliance checks, and separate written agreement.

Discuss how Opus can support your objectives

Our team can help you evaluate eligibility, solutions, and platform capabilities.